The Singapore Government has rolled out a one-time cash payout of up to $1,300 in 2025 to support households facing financial pressures. Rising costs of living, inflation, and higher utility bills have affected many families, and this scheme is part of a broader social assistance package aimed at providing immediate relief.
Overview of the Payout
The payout is structured to benefit low- and middle-income citizens, with higher amounts for those most in need. Seniors and persons with disabilities will also receive additional top-ups to ensure that vulnerable groups are not left behind.
Estimated amounts include:
- Low-income citizens: $1,300
- Middle-income citizens: $800 to $1,000
- Seniors: Extra $200 to $300
- Persons with disabilities: Additional support on top of the main payout
All payments will be made through direct bank transfers, either via PayNow (linked to NRIC) or GIRO.
Who Is Eligible
To qualify for the 2025 payout, applicants must meet the following conditions:
- Be a Singapore Citizen or a Permanent Resident with at least 10 years of residency
- Be aged 21 or older by the end of 2025
- Have an annual income of $34,000 or less and a total household income not exceeding $100,000
- Have filed 2024 income tax
- Maintain an active bank account in Singapore linked to PayNow or GIRO
How to Apply
The application process has been designed to be simple and digital-first. Eligible individuals can:
- Use the eligibility checker on gov.sg
- Log in with Singpass to confirm details
- Update or link a bank account to PayNow-NRIC or GIRO
- Complete the application form if additional income details are requested
- Submit and retain the confirmation slip
Key Dates for Applications and Payments
- Applications open on 15 January 2025
- Application deadline is 29 February 2025
- Payouts begin from 25 March 2025
Those who apply early will be among the first to receive their payouts.
Who Will Not Qualify
Some groups will not be eligible, including individuals who:
- Have lived outside Singapore continuously for the last three years
- Earn above the annual income threshold of $34,000
- Already received a higher-value payout from another government assistance programme
Where to Get Help
For citizens who need clarification or help with applications:
- Visit gov.sg or the Ministry of Finance website
- Call the helpline at +65 1800 222 8888
- Visit the nearest Community Centre for in-person assistance
Why the Payout Matters
This cash assistance is part of Singapore’s ongoing efforts to reduce inequality and strengthen social safety nets. By offering direct financial help, the government aims to ensure that families can cover essential needs such as food, healthcare, and household bills without slipping into hardship.
Tax Treatment
The payout is tax-free and will not count as taxable income. Beneficiaries will receive the full credited amount without deductions.
Frequently Asked Questions
Will the payout affect my other government benefits?
No. This payout is independent and will not reduce eligibility for existing support schemes such as GST Vouchers or CDC vouchers.
Can permanent residents apply?
Yes, provided they have lived in Singapore for at least 10 years and meet the other income and age criteria.
How will I know if the money has been credited?
An SMS or email notification will be sent once the payout has been deposited into your registered bank account.